Accepted Platinum

Great Approval Rates!*

Get a $1,000 Credit Line • No Credit Check • No Application Denied For Poor Credit

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Reward Yourself With the Benefits Of a Credit Line

Accepted Platinum is a members-only club for online shopping. Shop from the convenience of your home exclusively at MyUniqueOutlet and enjoy 0% financing.

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Enjoy a $1,000.00 Credit Line!

0% Financing On brand name products exclusively at our online store MyUniqueOutlet.

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Low Monthly Payments

Enjoy amazing benefits Like 24/7 Roadside Assistance. Legal Assistance. Low payments Of only $19.95/mo. Click here for more details.

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No Credit Checks & No Credit Turndowns!

All credit types accepted. You will not be denied for bad credit.

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Buy Now Pay Later

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Rewards Every Month!

With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Program Details

Establishing Credit Tips

Maintain as Many Credit Accounts as Possible

You may think you can achieve excellent credit by having a credit card or two and keeping them paid off. Unfortunately, timely payments are only one piece of the puzzle. Credit bureaus prefer to see a diverse mix of credit accounts on your report with a high combined credit limit. This means the more credit accounts you keep open, the better your score. Bureaus also like seeing that you have experience with multiple forms of credit, so having open loans in addition to credit cards on your report is a plus.

What is Credit Repair

One in four credit reports contains errors but finding and fixing these mistakes can be tricky and time-consuming. Credit repair companies work with you to locate, correct, or remove mistakes that negatively impact your credit report. In some cases, teaming up with a credit repair company can quickly increase your score. These companies also offer other valuable services like credit score monitoring, personal finance tools, and identity theft insurance to help you gain and maintain a good credit score.

Tips to Establish Credit

Building your credit is a process that takes time, but where to begin? Traditional unsecured credit cards are hard to get without a credit history, so applying for a secured credit card is a significant first step toward building a positive credit score. Secured credit cards require an initial deposit that the issuer holds. Another way to establish credit is to take out a small loan with a co-signer who has good credit.

Paying Your Bills on Time is Fundamental to Good Credit

Payment history is the most significant factor credit bureaus look at and hugely impacts your creditworthiness and score. Paying your monthly bills on time, every time, is the most critical action you can take to improve or maintain your credit. A history of even one late payment can drag your score down for over seven years. If you have a late payment that's been outstanding for more than 30 days, call the creditor immediately. They may be willing to forgo reporting the issue to the credit bureaus if you can work out a solution with them.

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