Accepted Platinum

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Get a $1,000 Credit Line • No Credit Check • No Application Denied For Poor Credit

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Accepted Platinum Card
Accepted Platinum Card

Reward Yourself With the Benefits Of a Credit Line

Accepted Platinum is a members-only club for online shopping. Shop from the convenience of your home exclusively at MyUniqueOutlet and enjoy 0% financing.

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Enjoy a $1,000.00 Credit Line!

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Low Monthly Payments

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No Credit Checks & No Credit Turndowns!

All credit types accepted. You will not be denied for bad credit.

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Buy Now Pay Later

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Establishing Credit Tips

Keep Your Credit Utilization Down

After payment history, credit utilization is the next significant factor that affects your credit score. It's tempting to use your high credit limit to make large purchases and pay them off over time, but it's a bad idea. You'll end up paying interest, and your credit score will suffer immediate damage. Instead, keep your utilization under 30% of your overall available credit for an optimal credit score. If you're currently using over 30% of your available credit, paying it below that threshold will rapidly improve your score.

Keep Your Balances Low

Whether you want to improve a less than stellar credit score or sustain a perfect one, it's essential to keep the balance on your cards as low as possible. Your card balance weighs heavily on your score, and your total utilization on a single card should not exceed 10% from month to month. Ideally, pay your balance in full each month. This approach helps you avoid paying interest, and it's one of the best ways to make a substantial difference in your score.

What is Credit Repair

One in four credit reports contains errors but finding and fixing these mistakes can be tricky and time-consuming. Credit repair companies work with you to locate, correct, or remove mistakes that negatively impact your credit report. In some cases, teaming up with a credit repair company can quickly increase your score. These companies also offer other valuable services like credit score monitoring, personal finance tools, and identity theft insurance to help you gain and maintain a good credit score.

How to Rebuild Your Credit

Rebuilding your credit can be a challenge, but it's never too late to start. With time and discipline, you'll begin to see results. Paying down your existing debt as quickly as possible in large sums is the fastest way to improve your score, but you might find that you still have a way to reach your target score. If you haven't already, set up auto-pay for all your monthly expenses, so your credit never takes a ding from a late or missed payment. Over time, your score will continue to improve.

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